하나손해보험다이렉트 자동차보험 에듀카 모바일앱 Description
You can easily and conveniently meet Hana Insurance Direct Auto Insurance Educar mobile app for auto insurance with a strong guarantee at a cheaper premium with various special discount benefits.
◎ Special benefits that can be seen in Hana Insurance Direct Auto Insurance Educa mobile app!
01. Criminal settlement subsidy
: In the case of a criminal agreement resulting from an accident caused by an insured vehicle that occurred while owning, using, or managing an insured vehicle that causes death or injury to another person, insurance money is paid according to the terms and conditions.
02. Special terms and conditions for defense cost support
: In the event that the insured is arrested or prosecuted (indictment, except for summary prosecution) due to an accident of the insured vehicle that occurred while owning, using, or managing the insured vehicle, insurance money is paid according to the terms and conditions.
03. Special Terms and Conditions for Weekend Traffic Accident Compensation
: In the event that the insured person dies or suffers a disability due to an accident of the insured car that occurred on weekends and holidays while owning, using, and managing the insured car, and the insured person's personal accident insurance payment is paid, the insurance money is paid according to the terms and conditions.
04. Special terms and conditions for proxy operation risk guarantee
: If the insured temporarily requests a surrogate driver to act as a driving agent, the surrogate driver compensates for an accident that occurred while driving the insured vehicle.
05. Shanghai Plus Special Terms and Conditions
: High-guaranteed family product including dental and plastic surgery expenses
06. Special terms and conditions for guaranteeing the cost of fines
: In the event that the insured is obliged to pay by a final judgment due to an accident of an insured vehicle that occurred while owning, using, or managing the insured vehicle, insurance money is paid according to the terms and conditions.
07. Special Terms and Conditions for Rental Car Rental Cost Security
: In case the insurance money is paid due to damage to the own vehicle, during the period when the insured vehicle becomes unusable, the rental car at the lowest rate among rental cars of the same class as the insured car is provided only once for each accident.
08. Special contract for new price compensation for electric vehicle batteries
: Compensation for the difference in depreciation in case the electric vehicle battery is damaged and replaced with a new one
※Information on the obligation to notify before and after the contract
01. Obligation to notify before contract
: The policyholder and the insured must truthfully inform the insurance company of other insurance contract matters, the insured vehicle and the actual owner, matters related to the insured, and other matters written on the application form. In the event of an insurance accident, compensation may not be available. In addition, when the insurance company confirms the violation of the obligation to notify before the contract after conclusion of the contract, it may receive additional insurance premiums and approve it.
02. Obligation to notify after contract
: The fact that the policyholder entered into another insurance contract after signing the insurance contract, the use, vehicle type, registration number, loading capacity, structure, etc. of the insured vehicle is changed or other risks are significantly increased, without delay. notify the insurance company and seek approval.
◎ Special benefits that can be seen in Hana Insurance Direct Auto Insurance Educa mobile app!
01. Criminal settlement subsidy
: In the case of a criminal agreement resulting from an accident caused by an insured vehicle that occurred while owning, using, or managing an insured vehicle that causes death or injury to another person, insurance money is paid according to the terms and conditions.
02. Special terms and conditions for defense cost support
: In the event that the insured is arrested or prosecuted (indictment, except for summary prosecution) due to an accident of the insured vehicle that occurred while owning, using, or managing the insured vehicle, insurance money is paid according to the terms and conditions.
03. Special Terms and Conditions for Weekend Traffic Accident Compensation
: In the event that the insured person dies or suffers a disability due to an accident of the insured car that occurred on weekends and holidays while owning, using, and managing the insured car, and the insured person's personal accident insurance payment is paid, the insurance money is paid according to the terms and conditions.
04. Special terms and conditions for proxy operation risk guarantee
: If the insured temporarily requests a surrogate driver to act as a driving agent, the surrogate driver compensates for an accident that occurred while driving the insured vehicle.
05. Shanghai Plus Special Terms and Conditions
: High-guaranteed family product including dental and plastic surgery expenses
06. Special terms and conditions for guaranteeing the cost of fines
: In the event that the insured is obliged to pay by a final judgment due to an accident of an insured vehicle that occurred while owning, using, or managing the insured vehicle, insurance money is paid according to the terms and conditions.
07. Special Terms and Conditions for Rental Car Rental Cost Security
: In case the insurance money is paid due to damage to the own vehicle, during the period when the insured vehicle becomes unusable, the rental car at the lowest rate among rental cars of the same class as the insured car is provided only once for each accident.
08. Special contract for new price compensation for electric vehicle batteries
: Compensation for the difference in depreciation in case the electric vehicle battery is damaged and replaced with a new one
※Information on the obligation to notify before and after the contract
01. Obligation to notify before contract
: The policyholder and the insured must truthfully inform the insurance company of other insurance contract matters, the insured vehicle and the actual owner, matters related to the insured, and other matters written on the application form. In the event of an insurance accident, compensation may not be available. In addition, when the insurance company confirms the violation of the obligation to notify before the contract after conclusion of the contract, it may receive additional insurance premiums and approve it.
02. Obligation to notify after contract
: The fact that the policyholder entered into another insurance contract after signing the insurance contract, the use, vehicle type, registration number, loading capacity, structure, etc. of the insured vehicle is changed or other risks are significantly increased, without delay. notify the insurance company and seek approval.
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