Instant Personal Loan App Description
Finnable is one of the fastest-growing instant loan app for salaried professionals with presence in more than 60 cities. An NBFC licensed Fintech from RBI, our mission is to make personal loans available in less than 30 minutes. Avail online personal loans starting from ₹ 50000 to ₹ 10,00,000, as per your approved credit. Once approved, the amount gets directly transferred into your bank account within minutes.
Features of Finnable Personal Loan App:
✅Loan with Low Credit Score: The personal loan app helps those who have a low credit score avail loans without any hassles.
✅100% Digital: Finnable saves the hassle of producing and maintaining different paperwork as the entire process is 100% digital.
✅Flexible EMI: The personal loan app gives the flexibility to choose an EMI that their clients feel is the best option for them.
✅No Hidden Charges: One of the key highlights that makes Finnable the best loan app is its transparent processes. There are no hidden charges whatsoever.
✅No Collateral required: This is one of the few online loan apps that can be used to apply for and avail loans without having to produce any collateral.
✅Loan without CIBIL score: Like other personal loan apps, it is not mandatory to have CIBIL Score to avail loan. Finnable has no such restrictions.
✅ For Example:
Personal Loan - ₹1,00,000
Interest rate - 16%*(on a reducing balance basis)
Repayment Tenure - 12 months
processing fee of 3% + GST
Final processing fee - ₹3,000 + ₹540
Total loan amount - ₹1,03,540
Amount disbursed - ₹1,00,000
Monthly EMI = ₹9,394
Total interest = ₹9,191
APR – 21.97%
Total Repayment amount - ₹1,12,731
*These numbers are for representation and the final interest rate/fees may vary from one borrower to another depending on his/her credit assessment.
Minimum period for repayment - 6 months
Maximum period for repayment - 60 months
Maximum Annual Percentage Rate (APR) - 27.6%
Eligibility Criteria: Personal Loan for Salaried
✅The borrower should be an Indian resident
✅The net in-hand salary of the borrower has to be ₹25k and above in metros or ₹15k and above in tier 2 and other cities
✅He/she should be employed full-time in a private or government sector job
✅Borrower should have worked for more than six months and receives salary in a bank account
✅Must have 1 month salary receipts
✅Must have Aadhaar & Pan card
How to Apply for Instant Personal Loan?
✅Register with a secure OTP
✅Ensure that you have the documents listed on the website
✅Provide details of the amount required, net monthly salary & any other EMIs
✅Do KYC & profile setup
✅Validate address with pin code verification
✅Select amount & tenure
✅Provide bank details
Responsible Lending - Finnable instant personal loan app has partnered with RBI regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant.
Our Lending partners
Finnable Credit Pvt Ltd
DMI Finance Pvt Ltd
Northern Arc Capital Ltd
Vivriti Capital Pvt Ltd
Utkarsh Small Finance Bank Ltd
TVS Credit Service Ltd
Security & Privacy Policy
Finnable ensures the safety of its customers via standard security. In simple terms, we do not share personal information with third-party apps.
Our app requires the following permissions to function optimally:
SMS - Your SMS data is used to improve the App functionality, Fraud prevention, security, and compliance
Location - Required to verify your current address for the personal loan application
Camera & Media Access - Required to enable uploading of documents like Aadhaar/PAN for your loan application
Read Device Info - Required to link your phone’s unique ID (IMEI) to your loan application for security reasons
Email: makeiteasy@finnable.com
Address: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village, Varthur Hobli, Bengaluru, Karnataka 560103
Features of Finnable Personal Loan App:
✅Loan with Low Credit Score: The personal loan app helps those who have a low credit score avail loans without any hassles.
✅100% Digital: Finnable saves the hassle of producing and maintaining different paperwork as the entire process is 100% digital.
✅Flexible EMI: The personal loan app gives the flexibility to choose an EMI that their clients feel is the best option for them.
✅No Hidden Charges: One of the key highlights that makes Finnable the best loan app is its transparent processes. There are no hidden charges whatsoever.
✅No Collateral required: This is one of the few online loan apps that can be used to apply for and avail loans without having to produce any collateral.
✅Loan without CIBIL score: Like other personal loan apps, it is not mandatory to have CIBIL Score to avail loan. Finnable has no such restrictions.
✅ For Example:
Personal Loan - ₹1,00,000
Interest rate - 16%*(on a reducing balance basis)
Repayment Tenure - 12 months
processing fee of 3% + GST
Final processing fee - ₹3,000 + ₹540
Total loan amount - ₹1,03,540
Amount disbursed - ₹1,00,000
Monthly EMI = ₹9,394
Total interest = ₹9,191
APR – 21.97%
Total Repayment amount - ₹1,12,731
*These numbers are for representation and the final interest rate/fees may vary from one borrower to another depending on his/her credit assessment.
Minimum period for repayment - 6 months
Maximum period for repayment - 60 months
Maximum Annual Percentage Rate (APR) - 27.6%
Eligibility Criteria: Personal Loan for Salaried
✅The borrower should be an Indian resident
✅The net in-hand salary of the borrower has to be ₹25k and above in metros or ₹15k and above in tier 2 and other cities
✅He/she should be employed full-time in a private or government sector job
✅Borrower should have worked for more than six months and receives salary in a bank account
✅Must have 1 month salary receipts
✅Must have Aadhaar & Pan card
How to Apply for Instant Personal Loan?
✅Register with a secure OTP
✅Ensure that you have the documents listed on the website
✅Provide details of the amount required, net monthly salary & any other EMIs
✅Do KYC & profile setup
✅Validate address with pin code verification
✅Select amount & tenure
✅Provide bank details
Responsible Lending - Finnable instant personal loan app has partnered with RBI regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant.
Our Lending partners
Finnable Credit Pvt Ltd
DMI Finance Pvt Ltd
Northern Arc Capital Ltd
Vivriti Capital Pvt Ltd
Utkarsh Small Finance Bank Ltd
TVS Credit Service Ltd
Security & Privacy Policy
Finnable ensures the safety of its customers via standard security. In simple terms, we do not share personal information with third-party apps.
Our app requires the following permissions to function optimally:
SMS - Your SMS data is used to improve the App functionality, Fraud prevention, security, and compliance
Location - Required to verify your current address for the personal loan application
Camera & Media Access - Required to enable uploading of documents like Aadhaar/PAN for your loan application
Read Device Info - Required to link your phone’s unique ID (IMEI) to your loan application for security reasons
Email: makeiteasy@finnable.com
Address: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village, Varthur Hobli, Bengaluru, Karnataka 560103
Open up
