Download Atome PH - Buy Now Pay Later APK for Android

Atome PH - Buy Now Pay Later Description

Buy now, pay later just got better through Atome's credit and cash loan services.
Say hello to one of Southeast Asia's leading digital consumer financing platforms. Split your bills into 3 or 6-month installments with 0% interest on monthly purchases with the Atome Card.
Get quick cash loans via Atome Cash with interest rates as low as 1.75% and installment plans of up to 12 months.
Pay your SPayLater, SLoan, BillEase, Home Credit, and TendoPay bills using your Atome Card on GrabPay and Bayad Center.
►What you'll love about Atome
✊ Atome Card
1. Better budgeting with flexible payment and installment options
- Stretch your budget and pay later at 0% interest on monthly purchases. Enjoy installment plans for up to 6 months.
2. Easy application
- Simply apply on the app in minutes. No paperwork is needed.
3. Convenient for your needs
- Shop more of what you love with up to a ₱200,000 spending limit.
4. Pay later anywhere that accepts Mastercard
▻ For online and in-store shopping, even overseas:
- Link your physical or virtual/digital card to e-commerce platforms like Lazada, Shopee, Grab, FoodPanda, and TikTok Shop.
- Tap-to-pay using Atome Card at SM Store, Robinsons, and even overseas.
▻ For your utility bills:
- Pay your utilities on time at Meralco, Maynilad, Globe, Smart, or on online apps such as BillEase via GrabPay, and Home Credit and TendoPay via Bayad Center.
5. Card Bills Payment
- Choose your preferred payment method: credit/debit card, InstaPay via your bank's mobile app, like BPI, BDO, and UnionBank, e-wallets such as Maya & GCash, or over-the-counter payment.
✊ Atome Cash
1. Looking for an easy, fast cash loan? Applying for personal loans with Atome Cash is convenient with quick approval and disbursement for up to ₱50,000.
Repay loans in installments of up to 12 months with 1.75% interest. Apply on the Atome app if you are:
- A registered Atome user with past in-app transactions
- At least 18 years old with a valid ID
- - Has a bank account, such as BPI, BDO, UnionBank, and more.
Download the Atome app today for a better, savvier lifestyle!

►ATOME CARD APPLICATION ELIGIBILITY
- Valid PH ID
- 18 years old and above
- No minimum income requirement
- No paperwork
►HOW TO APPLY FOR THE ATOME CARD
1. Download the Atome app and tap the 'Card' tab on the home page
2. Tap "Apply for free" and choose your preferred Atome Card
3. Fill in your personal information and upload your ID
4. Get approved in 1-2 days
5. Receive your Atome Card via mail
►HOW TO SHOP WITH THE ATOME CARD
1. Activate your physical card on the Atome app
2. Use virtual card to shop online
3. Use physical card to shop online and in-store
►INFORMATION ABOUT ATOME CARD'S INSTALLMENT PLANS
- Monthly interest rates for as low as 2%
- Annual Percentage Rate (APR) ranging from 0%-46 %
- No service charges
- Installment plans are available in 3 or 6 months
►Total loan cost illustration:
- Total monthly bill: ₱2,000
- Bill amount: ₱2,000
- Repayment term: 3 months
- Monthly interest rate: 2% (₱40)
- Total payment: ₱2,120 at ₱706.67/month
►INFORMATION ABOUT ATOME CASH'S LOAN TERMS:
- Monthly interest rates for as low as 1.75%
- Annual Percentage Rate (APR) not more than 36%
- No service charges
- Installment plans for up to 12 months
►Total loan cost illustration:
- Total loan amount: ₱3,000
- Repayment term: 6 months
- Monthly interest rate: 1.75% (₱52.50)
- Total payment: ₱3,052.50 at ₱508.75/month

Business Name: Atome PH
Corporate Name: Neuroncredit Financing Company Inc.
SEC Registration Number: CS201816338
Certificate of Authority No.: 1178
Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040

Connect with us via:
Web: https://www.atome.ph/atome-card
Help Center:
support@atome.ph
https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card
Social media:
https://web.facebook.com/atomecardph
https://www.instagram.com/atome.ph/

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Comments about Atome PH - Buy Now Pay Later Android Version

1st time I used it, it was very smooth transaction. After I paid my 1st bill in full amount 1 week before the due date, I can no longer use it in store, regardless if you insert or tap it on the machine. Customer service is horrible. They are just replying same message again and again even that is not your concern. Its just a templated email response. Atome doesnt have plan to improve their service. Worst credit/debit card I have ever encountered. Time will come that no one will trust you again.

I'm disappointed. So there's a 2-2.5% (of the whole bill) processing fee even if you pay early? I never had to pay a processing fee with any of my credit cards. That percentage is already my interest rate for my credit cards... It's like you're forcing the interest rate even if we pay early. I will probably never use this app again. What a shame.

Let's start with 5 stars. The App is smooth, fast, simple and concise. User details are secure and tge app is tranwparent. You feel the security and sense of welcoming is felt onvmce you open the app. Simplicity at it best without compromising any important detail and information. Kudos Atome!

Atome PH - Buy Now Pay Later APK FAQ

Is Atome PH - Buy Now Pay Later safe for my device?

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Yes, Atome PH - Buy Now Pay Later follows the Google Play content guidelines to ensure safe use on your Android device.

What is an XAPK file, and what should I do if the Atome PH - Buy Now Pay Later I downloaded is an XAPK file?

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A file with .xapk extension is a compressed package file. It is a container file format that incorporates APK and additional associated files required for the installation. The XAPK format was introduced to package the APK file and OBB file together for a seamless delivery and installation process. XAPK format can help reduce the package size of application. On mobile phones, users need to install the XAPK installer first, and then install XAPK files through that installer. You can find the installer here:https://apkcombo.com/how-to-install/. But on PC client, you just need to put the file on LDPlayer.

Can I play Atome PH - Buy Now Pay Later on my computer?

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Yes, you can play Atome PH - Buy Now Pay Later on your computer by installing LDPlayer, an Android emulator. After installing LDPlayer, simply drag and drop the downloaded APK file into the emulator to start playing Atome PH - Buy Now Pay Later on PC. Alternatively, you can open the emulator, search for the game or app you want to play, and install it from there.

Atome PH - Buy Now Pay Later

Download Atome PH - Buy Now Pay Later APK

Atome PH - Buy Now Pay Later Description

Comments about Atome PH - Buy Now Pay Later Android Version

Atome PH - Buy Now Pay Later APK FAQ

Is Atome PH - Buy Now Pay Later safe for my device?

What is an XAPK file, and what should I do if the Atome PH - Buy Now Pay Later I downloaded is an XAPK file?

Can I play Atome PH - Buy Now Pay Later on my computer?

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