Changed - Debt PayOff Manager

Pay off your debt sooner and save with spare change without the need to budget
ChangEd Inc.

Download Changed - Debt PayOff Manager APK

Version 3.07
Updated on 2024-07-17
Rating 3.1
Category Finance
Package name com.changEd.administrator.changedapp_production
Downloads 5+

Changed - Debt PayOff Manager Description

"If you have Debt, you need this app" - Mark Cuban, Changed Investor

“…I already feel like it is helping me make a dent on my loan debt. It is super simple to use, and I enjoy checking to see how much I’m saving. I also love the updates they give you on how much you are saving when they send your round-up receipts. Overall, I think it’s a great resource!”

- Sam, a Changed member

“I’ve been able to send an extra $1,000 over the last year to my loans without effort! What a great idea. Using your spare change to pay your student loans.” -A review from Leslie

Roundup change, pay down your Credit Cards, Mortgage, Auto Loan, Personal Debt, or Student Loans, and Save with Stash My Cash. Get out of debt sooner, and save money with Stash My Cash! Download the app that has helped send over $30 Million in extra student loan and Mortgage payments for our members. AKA the Squirrel Squad.

You have debt...we all do (including all of the founders of Changed), and it's the biggest burden in our lives. Committing to 10,15, 25, or 30 years of repayment is no joke. Changed shortens your repayment and gets you out of debt sooner.

How does The Changed App work?…

•Spare change roundups

Simply link your spending cards and we do the rest and save for you automatically. Changed aligns with your natural spending, makes small roundups to the next dollar, and applies the accumulated change toward your debt. Put your savings on Auto-Pilot!

•Stash My Cash

With Stash My Cash, you can automate your savings so you have some backup money in an emergency saving fund or you can set a goal to save for a big purchase. When you set up Stash My Cash, you can split your savings between paying off debt and saving. Or you can just send 100% of your savings to Stash My Cash. You're in control.

•Link Multiple Loans

Changed covers all loan servicers. From Aidvantage, Rocket Mortgage, Mr. Cooper, Great Lakes, Huntington Bank, FLS, SoFi, MOHELA, Nelnet, Earnest, CommonBond, and many more. Link your loans in your main hub and track your savings in your Changed dashboard!

•Boosting your savings

You also have the option to BOOST your savings directly in the app and knock out debt when you have an extra $20, $50 or $100 here and there.

•Scheduled your Boosts

Schedule transfers to save on your own terms. $15 every Friday? $1 every day? It's up to you and on your schedule.

•Automate savings and payments

Changed runs in the background to save for you and automatically send payments. Set-it-and-forget-it. Changed makes transfers to your personal FDIC-insured Changed account based on roundups from your everyday purchases. Once your Changed balance reaches your set threshold, we automatically send a payment to your loan servicer to be applied as an extra payment! Whether you have a Mortage loan, federal loan, or refinanced loan, we're here for you. Sit back and take years off of your repayment!

•Rewards for Saving and sharing

Changed PERKS is the only program that rewards you for getting ahead of your debt. Earn points and bonuses for completing milestones in the app.

•Loan Resources

Resources to help you learn more about your debt and how to pay it off sooner.

**Average users save $60-$70/month in spare change roundups**

**Link multiple credit/debit cards to analyze for roundups**

**Changed starts at $3/mo**

**Roundups and savings are automatic! So are the time-and-money saving payments toward your loans or Stash My Cash!**

**Contact support@changedapps.com if you have any questions! We’re here to help.**

Changed reduces the need to budget for additional payments toward your loans because it aligns with your natural spending and automates the whole process. Just use your credit/debit cards as you usually would and watch your accumulated change become a powerful tool to help pay down those loans and be free from debt. Join the Payoff Debt Revolution and save thousands of dollars and gain years of your life back.

R.I.P. Debt!

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Comments about Changed - Debt PayOff Manager Android Version

Loved it when it actually worked. I used this for quite a while then all of a sudden it made me reconnect my bank account several times, then it wouldn't take round-ups out when it was connected. This was the case for a couple months. Support didn't figure out what was going on (although they were still trying), so i just closed my account. Bummer, I really did like it. Customer support is top notch I will say. Very friendly.
I had to start accounting for "roundups" in my own calculations because the app does after the other transactions reach $5. It's not a true real time round up, it more of a $5 charge every few days. So I had to be able to account for this with my financials. Great concept, but not perfect for everyone. Especially those who need to budget the $5 transactions, and when they will charge bank.
Great concept. Works great for others that dont deal with money directly or trouble budgeting. It is much easier for me personally to open an additional account and set low recurring transfers that wont impact my budget then transfer the amount. Also, if you have an already existing student loan payment, then why not set payments with an extra $25 per month? Not bashing on the app but it is a good concept, just polish up the interface to make it more user friendly.

Changed - Debt PayOff Manager APK FAQ

Is Changed - Debt PayOff Manager safe for my device?

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Yes, Changed - Debt PayOff Manager follows the Google Play content guidelines to ensure safe use on your Android device.

What is an XAPK file, and what should I do if the Changed - Debt PayOff Manager I downloaded is an XAPK file?

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A file with .xapk extension is a compressed package file. It is a container file format that incorporates APK and additional associated files required for the installation. The XAPK format was introduced to package the APK file and OBB file together for a seamless delivery and installation process. XAPK format can help reduce the package size of application. On mobile phones, users need to install the XAPK installer first, and then install XAPK files through that installer. You can find the installer here:https://apkcombo.com/how-to-install/. But on PC client, you just need to put the file on LDPlayer.

Can I play Changed - Debt PayOff Manager on my computer?

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Yes, you can play Changed - Debt PayOff Manager on your computer by installing LDPlayer, an Android emulator. After installing LDPlayer, simply drag and drop the downloaded APK file into the emulator to start playing Changed - Debt PayOff Manager on PC. Alternatively, you can open the emulator, search for the game or app you want to play, and install it from there.

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