Paytm: Secure UPI Payments

BHIM UPI, Money Transfer, Metro & Mobile Recharge, Pay Electricity Bills, ONDC
Paytm - One97 Communications Ltd.

Download Paytm: Secure UPI Payments APK

Version 10.48.2
Updated on 2024-11-16
Rating 4.6
Category Finance
Package name net.one97.paytm
Downloads 2K+

Paytm: Secure UPI Payments Description

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:

● Send money to your friends & family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).

Paytm app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI Bank, and Yes Bank, ensuring a seamless and secure banking experience for all its users.

Safe, reliable and superfast UPI payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to ₹4000/- per day, no PIN required.

Building on the convenience of UPI, Paytm also offers enhanced flexibility with the RuPay Credit Card, allowing you to make secure payments effortlessly.

Benefits of using RuPay Credit Card on Paytm
● UPI payments via Credit Card: Just add your credit card on Paytm easily and pay at any shops without any CVV/OTP
● Hassle-free & safe payments: No need to carry credit cards everywhere
● Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments

Safe & contactless payments at offline stores
● Pay using Paytm UPI Payments app, mobile number or by scanning QR code at nearby retail stores, pharmacies, restaurants, petrol pumps etc.

Pay at online stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps

Easy recharge and utility bill payments
● Recharge your mobile, DTH (Tata Play, Sun Direct, Airtel DTH etc.) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax etc.
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag

Order grocery, food and home decor items on Paytm ONDC
● You can order food and buy monthly groceries and get the best deals on Paytm ONDC.

Check free credit score

Get instant personal loans
● Loan amount starting from 50K to 25 lac
● Repay loan 6-60 months
● Annual interest rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://finance.adityabirlacapital.com/our-digital-lending-platform-partners
● TATA Capital: https://www.tatacapital.com/partners.html
● Poonawalla Fincorp: https://poonawallafincorp.com/digital-partnership.php
● SMFG: https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
● Clix :https://www.clix.capital/our-partners/

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186

Book tickets for Trains, Bus, Flights
● Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services

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Comments about Paytm: Secure UPI Payments Android Version

The interface is a complete mess. Navigating through the app to find a particular option is like trying to rummage through a junkyard to find a lost item. Additionally, the customer care is virtually non existent. Most of the customer care is a non interactive IVR that is complete useless. Forget communicating with agents; even the chat bot isn't a two way communication. The chat bot only gives you options to choose from and if your problem isn't listed, well, too bad. Deal with it yourself.
It's more than a month I am trying to reach out to the customer care service for a huge amount of refund which is not reflecting in my wallet.The interface is a complete mess. Navigating through the app to find a particular option is like trying to rummage through a junkyard to find a lost item. Additionally, the customer care is virtually non existent. Most of the customer care is a non interactive IVR that is complete useless. Forget communicating with agents; One of the most pathetic service
I am writing review again, paytm gives notification to add bank account but I didn't got my issue resolved I have raised a query too. AI doesn't help. This is not up to the mark app. I am disappointed.

Paytm: Secure UPI Payments APK FAQ

Is Paytm: Secure UPI Payments safe for my device?

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Yes, Paytm: Secure UPI Payments follows the Google Play content guidelines to ensure safe use on your Android device.

What is an XAPK file, and what should I do if the Paytm: Secure UPI Payments I downloaded is an XAPK file?

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A file with .xapk extension is a compressed package file. It is a container file format that incorporates APK and additional associated files required for the installation. The XAPK format was introduced to package the APK file and OBB file together for a seamless delivery and installation process. XAPK format can help reduce the package size of application. On mobile phones, users need to install the XAPK installer first, and then install XAPK files through that installer. You can find the installer here:https://apkcombo.com/how-to-install/. But on PC client, you just need to put the file on LDPlayer.

Can I play Paytm: Secure UPI Payments on my computer?

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Yes, you can play Paytm: Secure UPI Payments on your computer by installing LDPlayer, an Android emulator. After installing LDPlayer, simply drag and drop the downloaded APK file into the emulator to start playing Paytm: Secure UPI Payments on PC. Alternatively, you can open the emulator, search for the game or app you want to play, and install it from there.

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