PhonePe UPI, Payment, Recharge

Secure UPI, Money Transfer, Recharge, Bill Payment, Mutual Fund, Gold, Insurance
PhonePe

Download PhonePe UPI, Payment, Recharge APK

Version 4.1.39
Updated on 2024-12-16
Rating 4.3
Category Finance
Package name com.phonepe.app
Downloads 500+

PhonePe UPI, Payment, Recharge Description

PhonePe is a payments app that allows you to use BHIM UPI, your credit card & debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline & online stores. You can also invest in mutual funds & buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance & banking needs, and is much better than Internet banking.

Things you can do on PhonePe (Phonepay) App:

Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts– Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.

Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.

Make Offline Payments
- Scan & Pay via QR Code at local stores like kirana, food, medicines etc.

Buy/Renew Insurance Policies with PhonePe Insurance App

Health & Term Life Insurance
- Compare/Buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens & families

Car & Two Wheeler Insurance
- Browse & get India’s most popular bike & car insurance
- Buy/renew your car & bike Insurance in less than 10 minutes

Other Insurance
- PA Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business & leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities and burglaries.

PhonePe Lending

Get pre-approved personal loans ready to be disbursed into your bank account through seamless & digital loan onboarding journey. Attractive interest rates, easy repayment options & single click self serve modules are some of the salient features being offered.

Repayment Period: 6 - 36 Months
Interest Rate: Max 30% (Reducing)

Example:
Principal Amount: ₹100,000
Interest Rate: 15% p.a. (Reducing)
Processing Fees: 2%
Tenure: 12 Months
Total interest amount payable: ₹8309.97
Total processing fee amount payable: ₹2000
Total cost to the user: ₹110,309.97

Mutual Funds & Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to ₹46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth & stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app

Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills

Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline & online outlets and across the PhonePe app.

Manage your refunds
- Manage & track refunds from your favorite shopping websites on PhonePe.
For more details, Visit www.phonepe.com

Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim & let user choose
Microphone: to carry out KYC video verification

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Comments about PhonePe UPI, Payment, Recharge Android Version

Clean UI. But functional bugs exist. Add feedback feature please, or place it where everyone can see. I made a payment midnight which went into "processing". I paid again next morning which succeeded. But after 2 days, while I can see both payment in history, I could see only one payment when I went into the contact. This is a serious bug but I couldn't find any callcenter option to enquire or report, only bot chat. Would've been good if there was atleast feedback option openly visible.
Best And Superfast App...But, not working properly from the last month. I can scan any barcode and make the payment through it. But, when opt for mobile transfer to any person, my keyboard does not pop up. Not at all. Please help, as I tried everything. I cleared its data, cache, and even unistalled & reinstalled the app. But, all in vain. I have not been able to understand the problem even after looking for it on google & Youtube.
I have wonderfully recovered my phonepe app in perfect working condition. I am using phonepe app since several years and never had any trouble. This app is good enough for paying day to day expenses and also for receiving rental incomes from tenants. Recently I lost my account's debit card and got replacement from Bank. Now everything is alright.

PhonePe UPI, Payment, Recharge APK FAQ

Is PhonePe UPI, Payment, Recharge safe for my device?

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Yes, PhonePe UPI, Payment, Recharge follows the Google Play content guidelines to ensure safe use on your Android device.

What is an XAPK file, and what should I do if the PhonePe UPI, Payment, Recharge I downloaded is an XAPK file?

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A file with .xapk extension is a compressed package file. It is a container file format that incorporates APK and additional associated files required for the installation. The XAPK format was introduced to package the APK file and OBB file together for a seamless delivery and installation process. XAPK format can help reduce the package size of application. On mobile phones, users need to install the XAPK installer first, and then install XAPK files through that installer. You can find the installer here:https://apkcombo.com/how-to-install/. But on PC client, you just need to put the file on LDPlayer.

Can I play PhonePe UPI, Payment, Recharge on my computer?

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Yes, you can play PhonePe UPI, Payment, Recharge on your computer by installing LDPlayer, an Android emulator. After installing LDPlayer, simply drag and drop the downloaded APK file into the emulator to start playing PhonePe UPI, Payment, Recharge on PC. Alternatively, you can open the emulator, search for the game or app you want to play, and install it from there.

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